How To Buy The Right Health Insurance Plan In Singapore?
Whether you are a Singaporean citizen or an
expat, you need proper health insurance
when living in the Lion City. While Singapore has some of the best hospitals in
the world, the cost of treatment can get quite expensive.
Singaporean citizens and PRs get coverage from MediShield
Life for their health care expenses. However, MediShield Life is pegged at only
class C/B2 wards in public hospitals. If you prefer other types of hospitals or
wards, this coverage may be insufficient. Moreover, the annual claim limit of
MediShield Life is capped at S$150,000
with further limits placed on specific treatments such as chemotherapy and
kidney dialysis. If you prefer a private hospital, your treatment charges may go
beyond these thresholds. In this case, you may want to consider health
insurance known as an Integrated Shield Plan, that can help provide more
extensive coverage.
If you are planning to buy an Integrated Shield
Plan for the first time, you may need a bit of help. Read on to discover a few
tips that can guide you in getting a suitable health insurance plan in
Singapore...
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