5 Wonderful ways maternity insurance covers mums-to-be

 


If you are about to welcome a little one, you need a special kind of insurance to protect yourself and your unborn baby and have greater peace of mind to fully enjoy your pregnancy journey. This insurance is known as a maternity term plan. A maternity term plan is a single-premium plan that offers extensive protection for the mum and her baby.

Maternity insurance has many benefits for both the mum-to-be and her baby. These benefits provide coverage during the pregnancy and also extend towards the newborn after delivery. If you are hearing about maternity insurance for the first time, you may not be fully aware of the benefits that the coverage holds for you. To help you gain insight, we have listed down 5 wonderful ways in which maternity insurance covers an expectant mother and her baby.

1.      Coverage for pregnancy complications

Leading insurance companies cover a range of pregnancy complications such as uterine rupture, miscarriage due to an accident, disseminated intravascular coagulation, amniotic fluid embolism, severe acute fatty liver of pregnancy, and stillbirth in their maternity insurance plans. The coverage begins as early as 13 weeks into the pregnancy.

A maternity term plan also generally extends coverage to assisted pregnancies such as IVF (in vitro fertilisation). Moreover, leading insurance companies also cover multiple births for both assisted and natural pregnancies...


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