insurance advisor

  Dengue is an epidemic infectious disease that has been present in Singapore for over a decade and has seen an increase in the number of people being affected by it. A person suffering from the disease needs to be admitted in the hospital and would have to deal with the medical expenses due to an increase in the prices of healthcare. However, if you have purchased a dengue insurance coverage , the insurance payout can help to defray some of the expenses incurred during the treatment of the disease. There are various benefits of having a dengue insurance coverage which include: ·          Affordable coverage: Various top insurance companies offer you micro-insurances that can provide you with a dengue insurance cover for 3 months. Due to... READ MORE :   Why every Singaporean needs to purchase dengue insurance  

  You may have heard your peers talk about critical illness insurance plans in Singapore. If you are wondering if you need a critical illness insurance coverage, then the answer is most definitely yes. Curious to know what it entails? Read further to know what a critical illness insurance plan offers. What is critical illness insurance? A critical illness insurance plan pays the insured a lump sum amount should they be diagnosed with the illnesses listed in the insurance plan. A good critical illness insurance plan will cover you up to the age of a 100 years. A good insurance plan should also be able to offer room for customisation through... READ MORE :  Everything you need to know about critical illness insurance coverage

  Your critical illness insurance plan forms an important addition to your health insurance portfolio. Under this plan, you get paid a lump sum amount if you are diagnosed with any of the critical illnesses covered by the insurer (subject to the stage of disease covered). As defined by the Life Insurance Association (LIA) Singapore, there are 37 critical illnesses that should be covered by insurers in the country. These include major cancer, end stage kidney failure, major burns, and coma, among others. As we can see, most critical illnesses may leave you unable to work for a few years during treatment. It may even leave a person unable to work for life. If a critical illness affects the sole breadwinner, the insurance payout can help keep the home financially afloat. Critical illness insurance is indeed an important insurance product and this is why it is not enough to simply choose the first plan that comes along. You need to carefully compare... READ MORE :   Her...