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  Around the world, women contribute a lot to the workforce. Singapore has one of the largest women workforce in the world. An increasing number of women now work and contribute significantly to household expenses. This makes financial protection a must for women too. One of the best ways to provide financial protection to the family is through a Life Insurance Plan . Please read this post to know five reasons insurance is a must for every woman. Financial security As a major contributor to the household income,   unforeseen circumstances befalling on you can create problems for your family financially. Having a financial backup in the event of your sudden death or total disability can have benefits in the long-run. Investing in life insurance ensures that your family gets looked after financially in your absence. The sum assured that is guaranteed in the plan will help your family in taking of vital expenses without any complications... READ MORE :  Why life insura...

  Health insurance can appear pretty complex, particularly for a first time buyer. There are dozens of term which you want to know before you could completely understand how a plan works? Keeping this in mind, we’ve defined five of the often used jargons in health insurance . This will help you make sense of all those policy brochures and make better buying decisions. Premium : This is commonly used term in health insurance. The premium of a plan is its price tag. It is the amount you need to pay to experience the safety of health insurance coverage. Inclusions & exclusions : Not all hospitals & medical charges are covered by your health insurance plan. The ones which are covered are called inclusions, while those that aren’t are called exclusions. However, the exclusions can range from insurance provider to the next. So don't forget to verify this with the financial adviser while buying the plan. Deductibles & co-insurance : Deductible is the amount of your m...

  Buying health insurance is crucial as medical charges may be huge and may leave you financially strained at times. It additionally serves as a protection while you turn old and might end up exhausting your retirement funds for medical reasons. You additionally want to ensure that your family is insured too. While many agencies in Singapore provide Health Insurance to its employees, it is vital to understand and feature a private one too. This will last you until your old age and prevent a fortune in medical charges. What is Health Insurance? A health insurance policy can pay to your medical bills and hospitalization when you fall ill or are injured/disabled. This is achieved in the form of direct invoice bills to the hospitals or a lump sum pay-out as well. Being insured makes you feel secure and takes away the fear of massive hospital payments and any charges that you can rack up in case you want nursing. Health insurance plans in Singapore There are 4 ...

  Education savings plan are one of the best methods to finance your kid’s tertiary education . These are endowment plans that permit parents to save money in a regular and measured manner. Parents can select a savings plan primarily based on their monetary requirements, the returns of the plan and the top rate charge tenure they're comfortable with. What do you want to be when you grow up? It’s a query all of us ask our kids, and the answer keeps changing as years pass by. Before you already know it, they pass from astronauts and superheroes to lawyers and doctors. And as parents , we want to be in a role to guide their aspirations, irrespective of what they could be. One of the best methods to do that is to invest money in education savings plan . How do these plans work? An education savings plan is an endowment life insurance policy this is designed to cover one particular goal - your kid’s education . It works like this - you pay a...

  As a new parent, you need to secure your new child in each possible manner. You could get them a secure crib to sleep at night and child food products made with safe and healthful ingredients. You could additionally make certain efforts of taking your child to the medical doctor for his/her check-ups and vaccinations. A little cough or sneeze from their tiny nostril may be sufficient to ship you over the edge. After all, your child is now your world. Now, there's another thing you want to do to secure your precious one. You want to get them blanketed with insurances. Not many Singaporeans realize the significance of getting insurance for their toddlers . This is due to the fact coverage is regularly considered as a product is greater useful to adults. Media and marketing are partly accountable for that, as insurance is regularly proven as financial product wished through the breadwinner of a family. However, you no longer require...

  Relocating to a brand new country for business opportunities is an interesting factor on your career. Yet amidst all of the making plans and preparation, you furthermore might want to think about considering an adequate protection on a new land. This protection exists in form of your insurance . Health insurance is the primary and most crucial form of insurance any expat desires . Now, in relation to expat health insurance , there may be no universal plan or policy that suits all. We have various necessities from our coverage . A lot of expats in Singapore frequently get stumped deciding among local and international health insurance . If you too have comparable doubts, this article is only for you. Read directly to understand the important factors of assessment among local and international health insurance which you need to keep in mind while figuring out which one fits you. Geographical coverage One of the principle fac...