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  As the whole whole struggles to return back to phrases with the effect of the unconventional coronavirus, any other ailment hits towards home. This is one which we're all too acquainted with - dengue fever. Till date, there had been round 20,000 instances of dengue fever in Singapore in 2020. This parent seems set to jump even better with the wide variety of dengue clusters which can be energetic staying excessive at 391. These numbers are stressful indeed. To assist ease, the stress, we've indexed out five methods via way of means of which you could preserve your self and your family secure from the developing mosquito menace. ·          Use a DEET mosquito repellent It is vital to take each precaution that you could to live secure from mosquito bites. Afterall, all of us recognise that vintage adage – prevention is higher than cure. It might not continually be viable to save you bites, h...

  As a Singaporean citizen or everlasting resident, you enjoy the perks of MediShield Life. This government administered health insurance policy protects you from medical emergencies that could devour into your savings. It additionally prevents you from dipping into your MediSave, which may be preserved for extra urgent future needs. However, it's also essential to be aware that the MediShield Life is a basic health insurance plan. Therefore, even if it offers invaluable coverage against unforeseen medical emergencies, it does not provide complete protection from the rising cost of healthcare in Singapore . This is why near 68% of all Singaporeans prefer to complement their MediShield Life insurance with personal health insurance , additionally referred to as an Integrated Shield Plans. If you're considering choosing one among these plans for yourself, here are a few points to remember before you make the upgrade. ·     ...

  Cancer insurance is extraordinarily essential in Singapore. One out of each 4 Singaporeans may arise with cancer in their future lifetime, according to the records launched by the National Cancer Centre Singapore. The most familiar forms of cancer to have an effect on Singaporeans are breast cancer, colon cancer, cervical cancer, colorectal cancer and pancreatic cancer. While breast cancer is the most frequent cancer analysis for women, colorectal cancer rates are excessive among men . Cancer care in Singapore The bright side is that most cancer care are now extra superior than ever. Early screening and detection have brought about higher restoration rates among most cancer survivors . Studies have proven that restoration rates have, in fact, more than doubled at present when compared to 3 decades ago. These wonderful records are genuine for women and men cancer survivors in Singapore. Additionally, the National Center for Biotec...

  Retirement planning is extremely important if you want to enjoy a comfortable life when your active income stops. Making an early move is everything - the more you wait to design your retirement fund, the harder it gets. Remember that unexpected costs can manifest whenever and make it difficult to put away a sum in your savings every month. So, if you have already started planning your retirement, you are in correct track. In this article, we’ll assist you by staying focused on the track by avoiding 4 mistakes during retirement planning. Consider retirement savings plans Do remember that when you retire few decades from now, things won't cost similar. Very much like the way in which McDonald's Vanilla Cone used to be just 25 cents to now 80 cents, it is 320% inflation.This implies that you really want to consider inflation when you plan your retirement funds as well. Presently, it is somewhat difficult for the layman to foresee what costs will be a few decades from now. I...

  Whole life insurance is coverage that goes on for the whole lifespan of the insured individual. This differs from term life insurance which is set for a fixed period. The advantages of the whole life plan are paid out on the policyholder's passing or them being determined to have a terminal or critical illness or total/permanent disability. Whole life policy also comes with a money part. In the event that the policyholder chooses to give up their strategy before its term closes, they can do as such and get this sum. Giving up a life coverage strategy isn't suggested as one never knows what's to come. Leading insurance providers in Singapore offer a scope of whole life plans that are really adaptable and provide customised critical illness and demise benefit coverage, choice of payment terms, and multiple payouts. Customers are also given the choice of selecting among particicpating and non-participating whole life plans. Let’s us understand the difference between the...

  A household expenditure survey conducted between October 2017 and September 2018 stated that average monthly household expenditure in Singapore rose by 0.8 per cent per annum. In such a scenario, it is not unusual for the breadwinner of the family to worry about his/her family’s financial stability. Here are a few reasons that attempt to answer the question of why you need to invest in an insurance savings plan. Be prepared for uncertainties Uncertainty is a reality of life. No one has control over the future events of life. With life and its twists and turns, it keeps us in surprises at every moment. One of the hardest truths of life is death... READ MORE :  Why you need to invest in an insurance savings plan in Singapore?

  Singapore is a place where the medical cost is quite high. According to an article published by Smart Wealth, the cost of healthcare increased by 57.46% from 2000 to 2020.  Nonetheless, with the right health insurance plan, you can mitigate the cost.  If you initiate a search for health insurance in Singapore, you will come across an array of options and you can avoid exorbitant medical bills with a better understanding of health insurance. It is imperative that at the time of buying an insurance plan, you keep yourself abreast with insurance-related terms so that you understand what you are paying for. Let us take a look at the essential terms to decode the quick ways of buying and renewing health insurance.  Premium The term ‘Premium’ is probably the most commonly used term when it comes to buying or renewing your health insurance . In simple words, premium is the amount of money that a person pays to the insurance company to keep his/her insurance valid. ...

  Assuming you are looking for coverage against medical expenses, you will go over two kinds of plans - health insurance (also known as hospitalization insurance) and Critical Illness Cover. This article will quickly go over the difference between these plans and clarify why it is essential to be covered by the two of them consistently. ·          Health insurance With medical expenses in Singapore on the rise, it is essential that you have satisfactory health insurance . Health insurance takes care of you for hospitalization costs as well as any subsequent outpatient treatments that are deemed essential for recovery. Each Singaporean Citizen and Permanent Resident enjoys a certain amount of cover under MediShield Life. Given by the Singaporean Central Provident Fund (CPF) Board, MediShield Life is an basic health insurance plan that takes care of medical expenses in Class B2/C wards in government hospitals. If you wish to get treatme...

  Saving money becomes a crucial part of your financial well-being. However, saving a small amount of your income into an account at whatever point you can oversee isn't the best method for building a bankable corpus of funds. If you really want to save in such a way that your money grow, you should consider an insurance savings plan. An insurance savings plan allows you to save a fixed amount every month. This total is given as a premium to the insurance provider from whom you purchase the insurance savings plan. Toward the end of the plan’s term, you get a lump sum payment. The extend of this pay-out will rely upon the plan you have picked. A few plans offer guaranteed returns while others offer non-guaranteed returns... You may likewise get extra rewards, depending on your plan. Remember that the amount you put into an insurance savings plan is protected from market unpredictability thus, you don't have to stress. These plans also come with an insurance part and they pa...